Recent Projects
Envision Credit Union
Brookwood helped the credit union launch a new variable rate card product. Our analysis helped them make projections for income, costs and profitabitliy and included finding the product's potential 'sweet spot' using competitive analysis. Brookwood also created an online calculator, for their web site, to show potential savings when transfering balances to the new card product.

Veridian Credit Union
Complete credit card program overhaul. Significant portfolio growth and profitability increases as well as improved member satisfaction.

St. Mary's Bank
Analysis and recommendation for a credit card portfolio startup to take advantage of market opportunities and provide better products for their members.

Our Credit Union
Review their current agent program including the analysis of financial information from that relationship. Complete an extensive evaluation of options which included the termination of the current agent program, the creation of a new agent relationship or re-entering the card business as a card issuer.

Opus Bank - Card Portfolio
Multiple credit card portfolio sales. Brookwood negotiated and managed the sale of multiple card portfolios for Opus Bank to simplify their balance sheet, to reduce their exposure to unsecured loans and to raise capital for future bank acquisitions.

Allegacy Credit Union
Analysis of Allegacy's card alternatives including portfolio purchase, new agent program and re-entering the card business as an issuer.

Opus Bank - Merchant Portfolio
Multiple merchant portfolio sales - Opus did not want the exposure of this complicated business and Brookwood found them a world class partner who paid a significant premium and eliminated all operating risk.

Suffolk Federal Credit Union
Credit card portfolio analysis. Brookwood helped Suffolk evaluate the re-purchase of their credit card portfolio and consider other options available to Suffolk.

Deer Valley Credit Union
Credit card portfolio sale. This sale was executed to increase capital and reduce the risk profile for the credit union and to provide an improved product set for their members.

Oregon Community Credit Union
Complete analysis of OCCU's credit card alternatives including new agent programs and re-entering the card business as an issuer to take advantage of market opportunities and the risks and rewards of a possible affinity relationship.

Kohler Credit Union
Credit card portfolio sale to increase capital and reduce the credit union's risk profile.